Call report 2004Q4
KENNEBEC SAVINGS BANK — 2004Q4
The 22 measures KENNEBEC SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 497,473,000 | USD | evidence → |
| Total loans | 396,103,000 | USD | evidence → |
| Allowance for loan losses | 2,726,000 | USD | evidence → |
| Securities available for sale | 76,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,837,000 | USD | evidence → |
| Interest-bearing deposits | 346,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,372,000 | USD | evidence → |
| Equity capital | 60,218,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,660,000 | USD | evidence → |
| Interest expense | 10,650,000 | USD | evidence → |
| Net interest income | 14,010,000 | USD | evidence → |
| Noninterest income | 1,400,000 | USD | evidence → |
| Noninterest expense | 9,338,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 6,678,000 | USD | evidence → |
| Income tax | 2,114,000 | USD | evidence → |
| Net income | 4,564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,237,000 | USD | evidence → |
| Total capital | 62,963,000 | USD | evidence → |
| Risk-weighted assets | 329,921,000 | USD | evidence → |