Call reports 2001
VALLEY STATE BANK — 2001
What VALLEY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,927,000 | 19,392,000 | 20,634,000 | 21,490,000 |
| Total loans | 14,236,000 | 14,649,000 | 14,872,000 | 15,369,000 |
| Allowance for loan losses | 67,000 | 71,000 | 73,000 | 79,000 |
| Securities available for sale | 1,203,000 | 1,281,000 | 3,777,000 | 3,557,000 |
| Securities held to maturity | 259,000 | 257,000 | 255,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,524,000 | 14,650,000 | 15,724,000 | 16,586,000 |
| Interest-bearing deposits | 13,481,000 | 13,820,000 | 14,444,000 | 14,886,000 |
| Noninterest-bearing deposits | 1,043,000 | 830,000 | 1,280,000 | 1,700,000 |
| Equity capital | 1,759,000 | 1,797,000 | 1,847,000 | 1,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 709,000 | 1,075,000 | 1,446,000 |
| Interest expense | 204,000 | 411,000 | 629,000 | 834,000 |
| Net interest income | 139,000 | 298,000 | 446,000 | 612,000 |
| Noninterest income | 16,000 | 33,000 | 50,000 | 68,000 |
| Noninterest expense | 113,000 | 231,000 | 340,000 | 444,000 |
| Provision for loan losses | 54,000 | 58,000 | 58,000 | 63,000 |
| Pretax income | -12,000 | 42,000 | 98,000 | 173,000 |
| Income tax | 0 | 13,000 | 33,000 | 60,000 |
| Net income | -12,000 | 29,000 | 65,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,749,000 | 1,790,000 | 1,826,000 | 1,874,000 |
| Total capital | 1,816,000 | 1,861,000 | 1,899,000 | 1,953,000 |
| Risk-weighted assets | 12,285,000 | 12,582,000 | 12,425,000 | 13,005,000 |