Call reports 2004
HARRIS BANK GLENCOE-NORTHBROOK, NATIONAL ASSOCIATION — 2004
What HARRIS BANK GLENCOE-NORTHBROOK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 540,890,000 | 545,359,000 | 516,929,000 | 525,452,000 |
| Total loans | 480,207,000 | 481,598,000 | 479,959,000 | 488,043,000 |
| Allowance for loan losses | 4,835,000 | 5,177,000 | 5,437,000 | 5,436,000 |
| Securities available for sale | 44,868,000 | 25,232,000 | 18,643,000 | 18,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,384,000 | 444,534,000 | 445,334,000 | 445,377,000 |
| Interest-bearing deposits | 363,004,000 | 363,372,000 | 367,627,000 | 356,449,000 |
| Noninterest-bearing deposits | 70,380,000 | 81,162,000 | 77,707,000 | 88,928,000 |
| Equity capital | 41,275,000 | 41,926,000 | 42,550,000 | 42,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,957,000 | 11,899,000 | 18,005,000 | 24,413,000 |
| Interest expense | 1,193,000 | 2,389,000 | 3,655,000 | 5,215,000 |
| Net interest income | 4,764,000 | 9,510,000 | 14,350,000 | 19,198,000 |
| Noninterest income | 356,000 | 687,000 | 1,059,000 | 1,394,000 |
| Noninterest expense | 2,493,000 | 4,940,000 | 7,365,000 | 9,711,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,200,000 |
| Pretax income | 2,196,000 | 4,376,000 | 6,863,000 | 9,697,000 |
| Income tax | 835,000 | 1,669,000 | 2,632,000 | 3,734,000 |
| Net income | 1,361,000 | 2,707,000 | 4,231,000 | 5,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,850,000 | 41,702,000 | 42,337,000 | 42,074,000 |
| Total capital | 55,185,000 | 56,379,000 | 57,274,000 | 57,010,000 |
| Risk-weighted assets | 492,543,000 | 495,716,000 | 486,720,000 | 491,050,000 |