Call reports 2003
HARRIS BANK GLENCOE-NORTHBROOK, NATIONAL ASSOCIATION — 2003
What HARRIS BANK GLENCOE-NORTHBROOK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 520,283,000 | 532,269,000 | 531,745,000 | 526,236,000 |
| Total loans | 421,697,000 | 452,975,000 | 456,173,000 | 466,264,000 |
| Allowance for loan losses | 4,826,000 | 4,556,000 | 4,034,000 | 4,142,000 |
| Securities available for sale | 80,423,000 | 64,630,000 | 57,178,000 | 44,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,505,000 | 462,235,000 | 479,876,000 | 461,262,000 |
| Interest-bearing deposits | 435,456,000 | 396,278,000 | 398,024,000 | 395,348,000 |
| Noninterest-bearing deposits | 35,049,000 | 65,957,000 | 81,852,000 | 65,914,000 |
| Equity capital | 40,278,000 | 39,663,000 | 40,347,000 | 41,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,127,000 | 12,310,000 | 18,404,000 | 24,362,000 |
| Interest expense | 1,921,000 | 3,703,000 | 5,152,000 | 6,378,000 |
| Net interest income | 4,206,000 | 8,607,000 | 13,252,000 | 17,984,000 |
| Noninterest income | 389,000 | 866,000 | 1,288,000 | 1,718,000 |
| Noninterest expense | 3,022,000 | 5,967,000 | 9,061,000 | 11,909,000 |
| Provision for loan losses | 285,000 | 570,000 | 1,105,000 | 1,555,000 |
| Pretax income | 1,288,000 | 2,936,000 | 4,374,000 | 6,238,000 |
| Income tax | 452,000 | 1,053,000 | 1,575,000 | 2,274,000 |
| Net income | 836,000 | 1,883,000 | 2,799,000 | 3,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,244,000 | 38,695,000 | 39,615,000 | 40,784,000 |
| Total capital | 50,070,000 | 51,751,000 | 52,149,000 | 54,426,000 |
| Risk-weighted assets | 441,738,000 | 473,197,000 | 476,452,000 | 482,937,000 |