Call reports 2001
FIRST AMERICAN BANK OF PENSACOLA, N.A. — 2001
What FIRST AMERICAN BANK OF PENSACOLA, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 301,355,000 | 310,707,000 | 309,326,000 |
| Total loans | 249,150,000 | 259,194,000 | 258,480,000 |
| Allowance for loan losses | 2,741,000 | 2,867,000 | 3,359,000 |
| Securities available for sale | 29,883,000 | 36,830,000 | 35,864,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 245,906,000 | 249,270,000 | 240,336,000 |
| Interest-bearing deposits | 214,218,000 | 217,511,000 | 207,576,000 |
| Noninterest-bearing deposits | 31,688,000 | 31,759,000 | 32,760,000 |
| Equity capital | 26,450,000 | 27,233,000 | 27,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 5,968,000 | 11,907,000 | 17,918,000 |
| Interest expense | 3,095,000 | 5,926,000 | 8,586,000 |
| Net interest income | 2,873,000 | 5,981,000 | 9,332,000 |
| Noninterest income | 227,000 | 482,000 | 729,000 |
| Noninterest expense | 1,236,000 | 2,476,000 | 4,763,000 |
| Provision for loan losses | 79,000 | 133,000 | 623,000 |
| Pretax income | 1,841,000 | 3,918,000 | 4,739,000 |
| Income tax | 690,000 | 1,506,000 | 1,928,000 |
| Net income | 1,151,000 | 2,412,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 26,225,000 | 26,969,000 | 26,687,000 |
| Total capital | 28,966,000 | 29,836,000 | 29,662,000 |
| Risk-weighted assets | 232,770,000 | 239,102,000 | 237,592,000 |