Call reports 2021
AMERICAN RIVER BANK — 2021
What AMERICAN RIVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 915,414,000 | 906,779,000 |
| Total loans | 475,264,000 | 434,090,000 |
| Allowance for loan losses | 6,696,000 | 6,288,000 |
| Securities available for sale | 301,628,000 | 312,190,000 |
| Securities held to maturity | 10,000 | 10,000 |
| Trading assets | 0 | 0 |
| Total deposits | 788,624,000 | 788,250,000 |
| Interest-bearing deposits | 448,855,000 | 459,337,000 |
| Noninterest-bearing deposits | 339,769,000 | 328,913,000 |
| Equity capital | 93,544,000 | 95,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 7,354,000 | 14,754,000 |
| Interest expense | 222,000 | 429,000 |
| Net interest income | 7,132,000 | 14,325,000 |
| Noninterest income | 444,000 | 908,000 |
| Noninterest expense | 3,911,000 | 8,004,000 |
| Provision for loan losses | 0 | -410,000 |
| Pretax income | 3,837,000 | 7,833,000 |
| Income tax | 1,066,000 | 2,176,000 |
| Net income | 2,771,000 | 5,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 73,607,000 | 75,156,000 |