Call reports 2018
AMERICAN RIVER BANK — 2018
What AMERICAN RIVER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 694,789,000 | 675,657,000 | 670,151,000 | 688,408,000 |
| Total loans | 303,554,000 | 295,039,000 | 314,584,000 | 323,016,000 |
| Allowance for loan losses | 4,488,000 | 4,492,000 | 4,332,000 | 4,392,000 |
| Securities available for sale | 288,320,000 | 281,660,000 | 277,269,000 | 294,933,000 |
| Securities held to maturity | 357,000 | 330,000 | 311,000 | 292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,535,000 | 581,594,000 | 575,898,000 | 590,950,000 |
| Interest-bearing deposits | 387,501,000 | 359,914,000 | 366,498,000 | 375,929,000 |
| Noninterest-bearing deposits | 213,034,000 | 221,680,000 | 209,400,000 | 215,021,000 |
| Equity capital | 71,690,000 | 72,075,000 | 72,011,000 | 75,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,066,000 | 10,564,000 | 16,230,000 | 22,242,000 |
| Interest expense | 329,000 | 707,000 | 1,116,000 | 1,596,000 |
| Net interest income | 4,737,000 | 9,857,000 | 15,114,000 | 20,646,000 |
| Noninterest income | 395,000 | 791,000 | 1,177,000 | 1,562,000 |
| Noninterest expense | 3,204,000 | 6,869,000 | 10,714,000 | 14,856,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 175,000 |
| Pretax income | 1,929,000 | 3,790,000 | 5,546,000 | 7,208,000 |
| Income tax | 456,000 | 920,000 | 1,400,000 | 1,800,000 |
| Net income | 1,473,000 | 2,870,000 | 4,146,000 | 5,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,598,000 | 58,745,000 | 59,780,000 | 60,704,000 |
| Total capital | 61,303,000 | 62,974,000 | 63,917,000 | 65,344,000 |
| Risk-weighted assets | 341,675,000 | 335,774,000 | 357,936,000 | 371,212,000 |