Call reports 2017
AMERICAN RIVER BANK — 2017
What AMERICAN RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 658,986,000 | 641,759,000 | 655,854,000 | 656,088,000 |
| Total loans | 318,992,000 | 321,051,000 | 326,894,000 | 313,191,000 |
| Allowance for loan losses | 4,833,000 | 4,881,000 | 4,551,000 | 4,478,000 |
| Securities available for sale | 263,062,000 | 257,428,000 | 249,833,000 | 262,278,000 |
| Securities held to maturity | 456,000 | 428,000 | 404,000 | 378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,028,000 | 538,141,000 | 551,286,000 | 557,693,000 |
| Interest-bearing deposits | 350,545,000 | 341,668,000 | 345,004,000 | 340,552,000 |
| Noninterest-bearing deposits | 200,483,000 | 196,473,000 | 206,282,000 | 217,141,000 |
| Equity capital | 83,550,000 | 81,810,000 | 82,479,000 | 76,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,052,000 | 10,174,000 | 15,256,000 | 20,414,000 |
| Interest expense | 242,000 | 494,000 | 773,000 | 1,061,000 |
| Net interest income | 4,810,000 | 9,680,000 | 14,483,000 | 19,353,000 |
| Noninterest income | 388,000 | 765,000 | 1,156,000 | 1,541,000 |
| Noninterest expense | 3,281,000 | 6,521,000 | 9,701,000 | 13,506,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 450,000 |
| Pretax income | 1,973,000 | 4,066,000 | 5,799,000 | 7,099,000 |
| Income tax | 687,000 | 1,421,000 | 1,937,000 | 3,536,000 |
| Net income | 1,286,000 | 2,645,000 | 3,862,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,436,000 | 64,501,000 | 65,479,000 | 60,040,000 |
| Total capital | 70,853,000 | 68,899,000 | 69,868,000 | 64,266,000 |
| Risk-weighted assets | 352,859,000 | 351,220,000 | 350,832,000 | 338,514,000 |