Call report 2012Q4
AMERICAN RIVER BANK — 2012Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 595,965,000 | USD | evidence → |
| Total loans | 258,075,000 | USD | evidence → |
| Allowance for loan losses | 5,781,000 | USD | evidence → |
| Securities available for sale | 231,780,000 | USD | evidence → |
| Securities held to maturity | 2,117,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,923,000 | USD | evidence → |
| Interest-bearing deposits | 327,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 151,867,000 | USD | evidence → |
| Equity capital | 92,890,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,299,000 | USD | evidence → |
| Interest expense | 1,894,000 | USD | evidence → |
| Net interest income | 19,405,000 | USD | evidence → |
| Noninterest income | 1,733,000 | USD | evidence → |
| Noninterest expense | 15,199,000 | USD | evidence → |
| Provision for loan losses | 1,365,000 | USD | evidence → |
| Pretax income | 4,667,000 | USD | evidence → |
| Income tax | 1,107,000 | USD | evidence → |
| Net income | 3,560,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,285,000 | USD | evidence → |
| Total capital | 76,147,000 | USD | evidence → |
| Risk-weighted assets | 306,827,000 | USD | evidence → |