Call report 2008Q4
AMERICAN RIVER BANK — 2008Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,938,000 | USD | evidence → |
| Total loans | 419,917,000 | USD | evidence → |
| Allowance for loan losses | 5,958,000 | USD | evidence → |
| Securities available for sale | 63,274,000 | USD | evidence → |
| Securities held to maturity | 24,365,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,696,000 | USD | evidence → |
| Interest-bearing deposits | 317,918,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,778,000 | USD | evidence → |
| Equity capital | 63,759,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,562,000 | USD | evidence → |
| Interest expense | 7,627,000 | USD | evidence → |
| Net interest income | 25,935,000 | USD | evidence → |
| Noninterest income | 2,234,000 | USD | evidence → |
| Noninterest expense | 14,013,000 | USD | evidence → |
| Provision for loan losses | 1,743,000 | USD | evidence → |
| Pretax income | 12,293,000 | USD | evidence → |
| Income tax | 4,619,000 | USD | evidence → |
| Net income | 7,674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,127,000 | USD | evidence → |
| Total capital | 51,711,000 | USD | evidence → |
| Risk-weighted assets | 446,274,000 | USD | evidence → |