Call report 2003Q4
AMERICAN RIVER BANK — 2003Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,201,000 | USD | evidence → |
| Total loans | 213,667,000 | USD | evidence → |
| Allowance for loan losses | 3,097,000 | USD | evidence → |
| Securities available for sale | 46,381,000 | USD | evidence → |
| Securities held to maturity | 27,160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,617,000 | USD | evidence → |
| Interest-bearing deposits | 167,103,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,514,000 | USD | evidence → |
| Equity capital | 29,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,912,000 | USD | evidence → |
| Interest expense | 2,153,000 | USD | evidence → |
| Net interest income | 13,759,000 | USD | evidence → |
| Noninterest income | 1,317,000 | USD | evidence → |
| Noninterest expense | 6,259,000 | USD | evidence → |
| Provision for loan losses | 764,000 | USD | evidence → |
| Pretax income | 8,053,000 | USD | evidence → |
| Income tax | 3,141,000 | USD | evidence → |
| Net income | 4,912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,949,000 | USD | evidence → |
| Total capital | 31,971,000 | USD | evidence → |
| Risk-weighted assets | 240,066,000 | USD | evidence → |