Call report 2002Q4
AMERICAN RIVER BANK — 2002Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 283,866,000 | USD | evidence → |
| Total loans | 189,055,000 | USD | evidence → |
| Allowance for loan losses | 2,619,000 | USD | evidence → |
| Securities available for sale | 51,802,000 | USD | evidence → |
| Securities held to maturity | 12,184,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,156,000 | USD | evidence → |
| Interest-bearing deposits | 153,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,369,000 | USD | evidence → |
| Equity capital | 26,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,184,000 | USD | evidence → |
| Interest expense | 2,676,000 | USD | evidence → |
| Net interest income | 12,508,000 | USD | evidence → |
| Noninterest income | 1,279,000 | USD | evidence → |
| Noninterest expense | 5,817,000 | USD | evidence → |
| Provision for loan losses | 474,000 | USD | evidence → |
| Pretax income | 7,496,000 | USD | evidence → |
| Income tax | 2,929,000 | USD | evidence → |
| Net income | 4,567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,986,000 | USD | evidence → |
| Total capital | 27,613,000 | USD | evidence → |
| Risk-weighted assets | 212,799,000 | USD | evidence → |