Call reports 2001
AMERICAN RIVER BANK — 2001
What AMERICAN RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 222,724,000 | 217,574,000 | 221,419,000 | 229,935,000 |
| Total loans | 159,121,000 | 156,887,000 | 162,791,000 | 157,975,000 |
| Allowance for loan losses | 2,002,000 | 1,955,000 | 2,119,000 | 2,153,000 |
| Securities available for sale | 27,310,000 | 26,539,000 | 29,853,000 | 32,345,000 |
| Securities held to maturity | 11,759,000 | 10,961,000 | 9,489,000 | 13,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,984,000 | 193,181,000 | 192,889,000 | 204,020,000 |
| Interest-bearing deposits | 147,735,000 | 141,863,000 | 140,563,000 | 147,213,000 |
| Noninterest-bearing deposits | 51,249,000 | 51,318,000 | 52,326,000 | 56,807,000 |
| Equity capital | 20,753,000 | 21,447,000 | 22,569,000 | 22,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 8,779,000 | 12,844,000 | 16,628,000 |
| Interest expense | 1,622,000 | 2,903,000 | 3,952,000 | 4,760,000 |
| Net interest income | 2,941,000 | 5,876,000 | 8,892,000 | 11,868,000 |
| Noninterest income | 303,000 | 614,000 | 959,000 | 1,309,000 |
| Noninterest expense | 1,499,000 | 2,995,000 | 4,349,000 | 5,767,000 |
| Provision for loan losses | 133,000 | 284,000 | 450,000 | 632,000 |
| Pretax income | 1,612,000 | 3,211,000 | 5,052,000 | 6,778,000 |
| Income tax | 630,000 | 1,259,000 | 1,983,000 | 2,638,000 |
| Net income | 982,000 | 1,952,000 | 3,069,000 | 4,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,267,000 | 20,980,000 | 21,805,000 | 22,225,000 |
| Total capital | 22,270,000 | 22,936,000 | 23,929,000 | 24,383,000 |
| Risk-weighted assets | 176,648,000 | 174,337,000 | 181,125,000 | 181,021,000 |