Call reports 2016
SOUTHBANK, FEDERAL SAVINGS BANK — 2016
What SOUTHBANK, FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 62,727,000 |
| Total loans | 32,111,000 |
| Allowance for loan losses | 2,337,000 |
| Securities available for sale | 20,033,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 46,380,000 |
| Interest-bearing deposits | 42,012,000 |
| Noninterest-bearing deposits | 4,368,000 |
| Equity capital | 12,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 580,000 |
| Interest expense | 103,000 |
| Net interest income | 477,000 |
| Noninterest income | 77,000 |
| Noninterest expense | 1,348,000 |
| Provision for loan losses | 0 |
| Pretax income | -793,000 |
| Income tax | 8,000 |
| Net income | -801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 12,369,000 |
| Total capital | 12,876,000 |
| Risk-weighted assets | 38,631,000 |