Call reports 2018
CITIZENS BANK OF PENNSYLVANIA — 2018
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,681,816,000 | 35,593,761,000 | 35,309,762,000 | 33,843,912,000 |
| Total loans | 18,442,426,000 | 18,542,125,000 | 18,366,860,000 | 17,986,176,000 |
| Allowance for loan losses | 215,386,000 | 205,274,000 | 196,826,000 | 182,728,000 |
| Securities available for sale | 7,641,716,000 | 8,401,972,000 | 8,960,115,000 | 8,794,782,000 |
| Securities held to maturity | 2,560,791,000 | 2,484,802,000 | 2,410,090,000 | 2,337,130,000 |
| Trading assets | 41,029,000 | 29,166,000 | 18,190,000 | 93,337,000 |
| Total deposits | 31,635,257,000 | 31,665,998,000 | 30,528,823,000 | 29,674,173,000 |
| Interest-bearing deposits | 24,774,350,000 | 24,829,177,000 | 23,571,078,000 | 22,580,477,000 |
| Noninterest-bearing deposits | 6,860,907,000 | 6,836,821,000 | 6,957,745,000 | 7,093,696,000 |
| Equity capital | 3,621,273,000 | 3,614,034,000 | 3,579,404,000 | 3,701,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 265,020,000 | 543,981,000 | 831,044,000 | 1,123,548,000 |
| Interest expense | 43,878,000 | 99,384,000 | 158,856,000 | 219,222,000 |
| Net interest income | 221,142,000 | 444,597,000 | 672,188,000 | 904,326,000 |
| Noninterest income | 60,633,000 | 130,722,000 | 201,641,000 | 276,680,000 |
| Noninterest expense | 173,211,000 | 344,674,000 | 517,798,000 | 690,046,000 |
| Provision for loan losses | -2,554,000 | -7,172,000 | -2,268,000 | -11,543,000 |
| Pretax income | 113,641,000 | 241,867,000 | 363,805,000 | 510,701,000 |
| Income tax | 29,858,000 | 62,459,000 | 95,529,000 | 137,310,000 |
| Net income | 83,783,000 | 179,408,000 | 268,276,000 | 373,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,968,166,000 | 2,989,019,000 | 2,998,729,000 | 3,026,295,000 |
| Total capital | 3,197,768,000 | 3,211,643,000 | 3,213,631,000 | 3,226,129,000 |
| Risk-weighted assets | 23,419,314,000 | 23,388,138,000 | 23,138,688,000 | 22,921,725,000 |