Call reports 2017
CITIZENS BANK OF PENNSYLVANIA — 2017
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,732,954,000 | 35,666,791,000 | 35,664,507,000 | 35,671,974,000 |
| Total loans | 20,169,480,000 | 19,904,706,000 | 19,168,499,000 | 18,837,519,000 |
| Allowance for loan losses | 218,842,000 | 222,814,000 | 221,494,000 | 224,480,000 |
| Securities available for sale | 6,884,402,000 | 6,676,272,000 | 6,684,702,000 | 6,964,362,000 |
| Securities held to maturity | 2,918,546,000 | 2,818,217,000 | 2,727,566,000 | 2,641,294,000 |
| Trading assets | 73,630,000 | 67,960,000 | 70,444,000 | 72,097,000 |
| Total deposits | 30,225,223,000 | 30,178,882,000 | 30,630,798,000 | 31,402,001,000 |
| Interest-bearing deposits | 23,685,614,000 | 23,651,167,000 | 23,926,833,000 | 24,239,952,000 |
| Noninterest-bearing deposits | 6,539,609,000 | 6,527,715,000 | 6,703,965,000 | 7,162,049,000 |
| Equity capital | 3,713,709,000 | 3,748,158,000 | 3,764,378,000 | 3,808,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 243,122,000 | 494,282,000 | 757,386,000 | 1,019,328,000 |
| Interest expense | 32,333,000 | 66,758,000 | 105,464,000 | 146,167,000 |
| Net interest income | 210,789,000 | 427,524,000 | 651,922,000 | 873,161,000 |
| Noninterest income | 66,081,000 | 136,693,000 | 204,342,000 | 273,561,000 |
| Noninterest expense | 168,753,000 | 346,619,000 | 526,038,000 | 703,244,000 |
| Provision for loan losses | 17,318,000 | 30,693,000 | 34,845,000 | 44,213,000 |
| Pretax income | 92,904,000 | 188,368,000 | 298,328,000 | 402,994,000 |
| Income tax | 34,785,000 | 68,669,000 | 109,440,000 | 74,646,000 |
| Net income | 58,119,000 | 119,699,000 | 188,888,000 | 328,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,032,438,000 | 3,044,137,000 | 3,058,640,000 | 3,044,611,000 |
| Total capital | 3,262,839,000 | 3,278,574,000 | 3,296,785,000 | 3,283,428,000 |
| Risk-weighted assets | 24,525,332,000 | 24,227,910,000 | 23,711,020,000 | 23,658,493,000 |