Call reports 2016
CITIZENS BANK OF PENNSYLVANIA — 2016
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,373,537,000 | 36,138,583,000 | 35,754,064,000 | 37,000,928,000 |
| Total loans | 21,917,553,000 | 22,186,836,000 | 21,434,158,000 | 20,391,885,000 |
| Allowance for loan losses | 250,619,000 | 251,306,000 | 229,395,000 | 224,850,000 |
| Securities available for sale | 5,092,963,000 | 6,213,745,000 | 7,053,979,000 | 7,051,250,000 |
| Securities held to maturity | 3,448,987,000 | 3,317,820,000 | 3,161,118,000 | 3,001,155,000 |
| Trading assets | 166,078,000 | 171,192,000 | 152,030,000 | 85,219,000 |
| Total deposits | 29,065,988,000 | 29,439,923,000 | 29,688,489,000 | 30,149,240,000 |
| Interest-bearing deposits | 22,452,926,000 | 23,053,557,000 | 23,174,051,000 | 23,342,922,000 |
| Noninterest-bearing deposits | 6,613,062,000 | 6,386,366,000 | 6,514,438,000 | 6,806,318,000 |
| Equity capital | 3,856,204,000 | 3,900,621,000 | 3,898,517,000 | 3,775,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 221,588,000 | 451,775,000 | 687,740,000 | 914,307,000 |
| Interest expense | 26,504,000 | 54,896,000 | 83,394,000 | 111,423,000 |
| Net interest income | 195,084,000 | 396,879,000 | 604,346,000 | 802,884,000 |
| Noninterest income | 69,584,000 | 142,627,000 | 211,967,000 | 273,030,000 |
| Noninterest expense | 176,694,000 | 354,530,000 | 530,259,000 | 700,395,000 |
| Provision for loan losses | 43,962,000 | 58,402,000 | 66,519,000 | 86,688,000 |
| Pretax income | 51,875,000 | 136,047,000 | 228,763,000 | 296,987,000 |
| Income tax | 17,761,000 | 46,632,000 | 79,047,000 | 101,348,000 |
| Net income | 34,114,000 | 89,415,000 | 149,716,000 | 195,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,031,667,000 | 3,067,601,000 | 3,083,388,000 | 3,094,015,000 |
| Total capital | 3,594,743,000 | 3,630,589,000 | 3,326,467,000 | 3,332,797,000 |
| Risk-weighted assets | 23,876,325,000 | 23,958,588,000 | 23,982,954,000 | 24,426,413,000 |