Call reports 2015
CITIZENS BANK OF PENNSYLVANIA — 2015
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,222,264,000 | 34,865,322,000 | 33,929,797,000 | 35,170,905,000 |
| Total loans | 20,272,123,000 | 21,487,374,000 | 21,149,919,000 | 21,443,219,000 |
| Allowance for loan losses | 216,299,000 | 223,057,000 | 221,893,000 | 228,809,000 |
| Securities available for sale | 5,420,310,000 | 5,073,120,000 | 5,435,005,000 | 5,151,123,000 |
| Securities held to maturity | 3,677,373,000 | 3,806,595,000 | 3,666,680,000 | 3,548,619,000 |
| Trading assets | 167,137,000 | 150,538,000 | 190,570,000 | 128,914,000 |
| Total deposits | 28,201,634,000 | 28,856,190,000 | 28,843,847,000 | 28,352,219,000 |
| Interest-bearing deposits | 21,756,180,000 | 22,284,393,000 | 22,322,757,000 | 21,662,071,000 |
| Noninterest-bearing deposits | 6,445,454,000 | 6,571,797,000 | 6,521,090,000 | 6,690,148,000 |
| Equity capital | 3,862,609,000 | 3,832,580,000 | 3,855,149,000 | 3,821,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 210,087,000 | 415,864,000 | 627,180,000 | 840,344,000 |
| Interest expense | 21,873,000 | 46,649,000 | 73,597,000 | 98,411,000 |
| Net interest income | 188,214,000 | 369,215,000 | 553,583,000 | 741,933,000 |
| Noninterest income | 62,553,000 | 132,621,000 | 197,168,000 | 255,478,000 |
| Noninterest expense | 173,096,000 | 352,235,000 | 530,328,000 | 702,065,000 |
| Provision for loan losses | 14,980,000 | 42,837,000 | 60,484,000 | 86,329,000 |
| Pretax income | 64,071,000 | 108,433,000 | 161,353,000 | 210,131,000 |
| Income tax | 20,785,000 | 33,816,000 | 53,188,000 | 69,528,000 |
| Net income | 43,286,000 | 74,617,000 | 108,165,000 | 140,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,984,412,000 | 2,989,217,000 | 3,004,122,000 | 3,017,460,000 |
| Total capital | 3,513,257,000 | 3,524,466,000 | 3,538,888,000 | 3,559,003,000 |
| Risk-weighted assets | 22,371,595,000 | 22,925,210,000 | 22,860,016,000 | 23,178,569,000 |