Call reports 2014
CITIZENS BANK OF PENNSYLVANIA — 2014
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,470,102,000 | 32,523,705,000 | 31,955,818,000 | 32,914,202,000 |
| Total loans | 15,985,274,000 | 17,462,824,000 | 18,967,453,000 | 19,572,484,000 |
| Allowance for loan losses | 198,950,000 | 214,757,000 | 216,094,000 | 212,985,000 |
| Securities available for sale | 9,109,911,000 | 6,376,984,000 | 6,077,934,000 | 5,856,445,000 |
| Securities held to maturity | 3,981,027,000 | 3,911,178,000 | 3,830,442,000 | 3,705,615,000 |
| Trading assets | 132,704,000 | 139,178,000 | 121,057,000 | 138,692,000 |
| Total deposits | 22,833,314,000 | 24,478,367,000 | 25,543,255,000 | 26,383,259,000 |
| Interest-bearing deposits | 16,546,241,000 | 18,120,789,000 | 19,154,356,000 | 19,871,965,000 |
| Noninterest-bearing deposits | 6,287,073,000 | 6,357,578,000 | 6,388,899,000 | 6,511,294,000 |
| Equity capital | 4,095,638,000 | 4,000,143,000 | 3,836,994,000 | 3,836,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 193,348,000 | 392,050,000 | 591,741,000 | 796,144,000 |
| Interest expense | 10,924,000 | 22,487,000 | 38,809,000 | 58,229,000 |
| Net interest income | 182,424,000 | 369,563,000 | 552,932,000 | 737,915,000 |
| Noninterest income | 58,674,000 | 132,487,000 | 199,782,000 | 264,368,000 |
| Noninterest expense | 169,407,000 | 352,586,000 | 516,847,000 | 690,598,000 |
| Provision for loan losses | 9,274,000 | 33,678,000 | 43,916,000 | 50,683,000 |
| Pretax income | 71,029,000 | 124,641,000 | 200,968,000 | 270,016,000 |
| Income tax | 24,165,000 | 41,756,000 | 67,579,000 | 92,412,000 |
| Net income | 46,864,000 | 82,885,000 | 133,389,000 | 177,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,186,578,000 | 3,066,875,000 | 2,957,764,000 | 2,966,886,000 |
| Total capital | 3,394,053,000 | 3,446,667,000 | 3,487,136,000 | 3,493,573,000 |
| Risk-weighted assets | 19,659,685,000 | 19,988,119,000 | 20,586,165,000 | 21,049,480,000 |