Call reports 2013
CITIZENS BANK OF PENNSYLVANIA — 2013
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,174,569,000 | 33,008,976,000 | 32,509,460,000 | 29,098,779,000 |
| Total loans | 14,165,580,000 | 13,983,293,000 | 14,255,569,000 | 15,030,160,000 |
| Allowance for loan losses | 205,708,000 | 193,784,000 | 190,889,000 | 198,217,000 |
| Securities available for sale | 7,430,851,000 | 6,275,064,000 | 9,627,471,000 | 7,347,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,835,006,000 |
| Trading assets | 188,044,000 | 148,950,000 | 145,593,000 | 130,703,000 |
| Total deposits | 27,232,610,000 | 26,926,350,000 | 26,846,082,000 | 22,649,152,000 |
| Interest-bearing deposits | 21,136,210,000 | 20,924,956,000 | 20,731,647,000 | 16,519,252,000 |
| Noninterest-bearing deposits | 6,096,400,000 | 6,001,394,000 | 6,114,435,000 | 6,129,900,000 |
| Equity capital | 4,732,959,000 | 4,085,182,000 | 4,143,655,000 | 4,072,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 161,382,000 | 312,426,000 | 469,835,000 | 644,167,000 |
| Interest expense | 22,176,000 | 40,614,000 | 54,617,000 | 66,339,000 |
| Net interest income | 139,206,000 | 271,812,000 | 415,218,000 | 577,828,000 |
| Noninterest income | 65,129,000 | 129,843,000 | 197,386,000 | 259,425,000 |
| Noninterest expense | 173,276,000 | 1,108,961,000 | 1,261,020,000 | 1,416,146,000 |
| Provision for loan losses | 2,968,000 | 10,249,000 | 19,625,000 | 38,079,000 |
| Pretax income | 51,412,000 | -669,682,000 | -609,344,000 | -548,099,000 |
| Income tax | 16,919,000 | -202,253,000 | -182,498,000 | -162,023,000 |
| Net income | 34,493,000 | -467,429,000 | -426,846,000 | -386,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,110,891,000 | 3,105,423,000 | 3,151,906,000 | 3,194,519,000 |
| Total capital | 3,326,861,000 | 3,309,687,000 | 3,350,992,000 | 3,399,611,000 |
| Risk-weighted assets | 19,611,396,000 | 19,384,554,000 | 18,991,019,000 | 18,669,111,000 |