Call reports 2012
CITIZENS BANK OF PENNSYLVANIA — 2012
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,062,054,000 | 33,935,124,000 | 33,821,041,000 | 34,091,216,000 |
| Total loans | 14,958,256,000 | 14,684,077,000 | 14,318,539,000 | 14,380,531,000 |
| Allowance for loan losses | 239,405,000 | 242,228,000 | 225,210,000 | 219,288,000 |
| Securities available for sale | 8,486,480,000 | 8,602,246,000 | 9,876,004,000 | 9,142,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 203,398,000 | 222,037,000 | 221,960,000 | 202,024,000 |
| Total deposits | 25,370,120,000 | 26,322,962,000 | 26,595,982,000 | 27,057,542,000 |
| Interest-bearing deposits | 19,230,187,000 | 20,342,620,000 | 20,415,327,000 | 20,753,652,000 |
| Noninterest-bearing deposits | 6,139,933,000 | 5,980,342,000 | 6,180,655,000 | 6,303,890,000 |
| Equity capital | 4,739,910,000 | 4,782,553,000 | 4,868,466,000 | 4,769,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 183,194,000 | 361,234,000 | 536,926,000 | 707,236,000 |
| Interest expense | 36,032,000 | 72,301,000 | 107,661,000 | 139,405,000 |
| Net interest income | 147,162,000 | 288,933,000 | 429,265,000 | 567,831,000 |
| Noninterest income | 70,502,000 | 142,450,000 | 209,433,000 | 276,912,000 |
| Noninterest expense | 191,385,000 | 336,477,000 | 495,712,000 | 651,380,000 |
| Provision for loan losses | 3,249,000 | 41,970,000 | 41,905,000 | 53,430,000 |
| Pretax income | 21,520,000 | 53,584,000 | 125,167,000 | 172,682,000 |
| Income tax | 5,546,000 | 15,419,000 | 39,670,000 | 57,068,000 |
| Net income | 15,974,000 | 38,165,000 | 85,497,000 | 115,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,030,519,000 | 3,078,404,000 | 3,121,292,000 | 3,068,910,000 |
| Total capital | 3,310,527,000 | 3,354,027,000 | 3,379,962,000 | 3,298,428,000 |
| Risk-weighted assets | 20,385,682,000 | 20,632,804,000 | 19,695,143,000 | 19,571,065,000 |