Call reports 2011
CITIZENS BANK OF PENNSYLVANIA — 2011
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,849,798,000 | 32,561,811,000 | 32,895,815,000 | 32,316,917,000 |
| Total loans | 21,203,825,000 | 14,164,221,000 | 14,081,847,000 | 13,951,695,000 |
| Allowance for loan losses | 272,326,000 | 279,344,000 | 269,678,000 | 248,780,000 |
| Securities available for sale | 7,801,133,000 | 8,107,102,000 | 8,300,940,000 | 8,617,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 165,149,000 | 172,434,000 | 224,299,000 | 217,992,000 |
| Total deposits | 25,295,413,000 | 25,171,213,000 | 25,564,660,000 | 25,134,839,000 |
| Interest-bearing deposits | 20,478,193,000 | 20,225,384,000 | 20,421,192,000 | 19,898,136,000 |
| Noninterest-bearing deposits | 4,817,220,000 | 4,945,829,000 | 5,143,468,000 | 5,236,703,000 |
| Equity capital | 4,526,801,000 | 4,604,294,000 | 4,699,754,000 | 4,697,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 226,983,000 | 422,975,000 | 612,638,000 | 801,256,000 |
| Interest expense | 59,075,000 | 94,898,000 | 131,467,000 | 167,615,000 |
| Net interest income | 167,908,000 | 328,077,000 | 481,171,000 | 633,641,000 |
| Noninterest income | 69,898,000 | 150,173,000 | 232,188,000 | 299,892,000 |
| Noninterest expense | 177,228,000 | 345,810,000 | 516,457,000 | 706,149,000 |
| Provision for loan losses | 29,316,000 | 59,058,000 | 66,137,000 | 75,943,000 |
| Pretax income | 51,045,000 | 100,275,000 | 156,908,000 | 213,623,000 |
| Income tax | 16,901,000 | 33,263,000 | 52,229,000 | 70,647,000 |
| Net income | 34,144,000 | 67,012,000 | 104,679,000 | 142,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,800,074,000 | 2,838,192,000 | 2,925,803,000 | 2,989,801,000 |
| Total capital | 3,078,125,000 | 3,106,700,000 | 3,194,184,000 | 3,258,799,000 |
| Risk-weighted assets | 20,204,997,000 | 19,427,077,000 | 19,427,840,000 | 19,481,284,000 |