Call reports 2010
CITIZENS BANK OF PENNSYLVANIA — 2010
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,927,173,000 | 29,795,796,000 | 33,985,779,000 | 32,303,238,000 |
| Total loans | 15,819,316,000 | 15,434,109,000 | 21,480,871,000 | 21,337,158,000 |
| Allowance for loan losses | 284,715,000 | 273,090,000 | 284,371,000 | 274,623,000 |
| Securities available for sale | 8,212,161,000 | 7,623,030,000 | 6,139,051,000 | 6,245,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 199,706,000 | 233,975,000 | 256,011,000 | 193,179,000 |
| Total deposits | 23,703,655,000 | 22,686,293,000 | 23,977,206,000 | 22,408,879,000 |
| Interest-bearing deposits | 19,185,407,000 | 18,133,523,000 | 18,337,954,000 | 17,656,736,000 |
| Noninterest-bearing deposits | 4,518,248,000 | 4,552,770,000 | 5,639,252,000 | 4,752,143,000 |
| Equity capital | 4,445,525,000 | 4,475,586,000 | 4,493,516,000 | 4,504,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 223,638,000 | 437,372,000 | 635,386,000 | 864,293,000 |
| Interest expense | 68,930,000 | 132,203,000 | 189,391,000 | 257,962,000 |
| Net interest income | 154,708,000 | 305,169,000 | 445,995,000 | 606,331,000 |
| Noninterest income | 73,384,000 | 153,095,000 | 228,932,000 | 295,349,000 |
| Noninterest expense | 180,320,000 | 356,387,000 | 537,577,000 | 716,162,000 |
| Provision for loan losses | 49,050,000 | 85,619,000 | 131,158,000 | 177,068,000 |
| Pretax income | 2,577,000 | 22,461,000 | 72,539,000 | 76,320,000 |
| Income tax | -849,000 | 4,230,000 | 20,407,000 | 23,688,000 |
| Net income | 3,426,000 | 18,231,000 | 52,132,000 | 52,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,445,396,000 | 2,469,886,000 | 2,513,467,000 | 2,522,420,000 |
| Total capital | 2,707,133,000 | 2,729,149,000 | 2,779,849,000 | 2,783,812,000 |
| Risk-weighted assets | 18,872,102,000 | 18,682,786,000 | 19,248,925,000 | 18,854,512,000 |