Call reports 2009
CITIZENS BANK OF PENNSYLVANIA — 2009
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,303,705,000 | 33,298,909,000 | 34,410,081,000 | 32,464,003,000 |
| Total loans | 18,570,304,000 | 17,627,373,000 | 16,730,077,000 | 16,078,619,000 |
| Allowance for loan losses | 274,711,000 | 289,929,000 | 301,598,000 | 310,872,000 |
| Securities available for sale | 7,166,816,000 | 9,074,441,000 | 9,579,136,000 | 9,075,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 295,065,000 | 220,691,000 | 235,460,000 | 193,487,000 |
| Total deposits | 24,313,202,000 | 24,634,441,000 | 25,430,442,000 | 25,137,455,000 |
| Interest-bearing deposits | 20,386,414,000 | 20,312,593,000 | 21,069,658,000 | 20,749,880,000 |
| Noninterest-bearing deposits | 3,926,788,000 | 4,321,848,000 | 4,360,784,000 | 4,387,575,000 |
| Equity capital | 4,323,162,000 | 4,364,671,000 | 4,375,596,000 | 4,403,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 269,242,000 | 526,366,000 | 775,077,000 | 1,013,867,000 |
| Interest expense | 134,424,000 | 257,425,000 | 358,594,000 | 447,746,000 |
| Net interest income | 134,818,000 | 268,941,000 | 416,483,000 | 566,121,000 |
| Noninterest income | 68,590,000 | 144,656,000 | 212,743,000 | 287,574,000 |
| Noninterest expense | 192,525,000 | 382,653,000 | 545,964,000 | 721,194,000 |
| Provision for loan losses | 69,535,000 | 128,980,000 | 228,787,000 | 279,105,000 |
| Pretax income | -58,652,000 | -97,590,000 | -144,201,000 | -145,064,000 |
| Income tax | -22,902,000 | -38,742,000 | -57,385,000 | -52,194,000 |
| Net income | -35,750,000 | -58,848,000 | -86,816,000 | -92,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,455,046,000 | 2,443,525,000 | 2,427,155,000 | 2,432,194,000 |
| Total capital | 2,757,772,000 | 2,734,331,000 | 2,708,529,000 | 2,700,891,000 |
| Risk-weighted assets | 22,205,399,000 | 21,223,145,000 | 20,447,984,000 | 19,407,950,000 |