Call reports 2006
CITIZENS BANK OF PENNSYLVANIA — 2006
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,076,460,000 | 35,585,892,000 | 35,504,885,000 | 34,417,990,000 |
| Total loans | 21,178,816,000 | 21,288,288,000 | 21,262,225,000 | 20,849,453,000 |
| Allowance for loan losses | 173,788,000 | 170,385,000 | 164,835,000 | 160,239,000 |
| Securities available for sale | 9,904,262,000 | 9,898,030,000 | 9,957,270,000 | 8,320,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 54,257,000 | 66,982,000 | 43,109,000 | 35,437,000 |
| Total deposits | 25,521,880,000 | 26,349,007,000 | 26,127,008,000 | 25,510,929,000 |
| Interest-bearing deposits | 21,941,101,000 | 22,303,123,000 | 22,661,425,000 | 24,201,692,000 |
| Noninterest-bearing deposits | 3,580,779,000 | 4,045,884,000 | 3,465,583,000 | 1,309,237,000 |
| Equity capital | 4,436,265,000 | 4,458,450,000 | 4,558,719,000 | 4,599,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 425,532,000 | 874,980,000 | 1,350,436,000 | 1,822,387,000 |
| Interest expense | 201,301,000 | 430,317,000 | 682,767,000 | 938,177,000 |
| Net interest income | 224,231,000 | 444,663,000 | 667,669,000 | 884,210,000 |
| Noninterest income | 73,664,000 | 158,342,000 | 240,833,000 | 316,738,000 |
| Noninterest expense | 186,816,000 | 355,749,000 | 528,812,000 | 707,642,000 |
| Provision for loan losses | 13,356,000 | 25,836,000 | 42,407,000 | 60,125,000 |
| Pretax income | 100,447,000 | 224,687,000 | 344,972,000 | 445,528,000 |
| Income tax | 33,096,000 | 75,950,000 | 114,168,000 | 157,678,000 |
| Net income | 67,351,000 | 148,737,000 | 230,804,000 | 287,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,088,680,000 | 2,185,673,000 | 2,181,921,000 | 2,252,895,000 |
| Total capital | 2,308,173,000 | 2,401,758,000 | 2,399,104,000 | 2,468,602,000 |
| Risk-weighted assets | 22,501,387,000 | 23,046,901,000 | 23,232,231,000 | 22,918,199,000 |