Call reports 2002
CITIZENS BANK OF PENNSYLVANIA — 2002
What CITIZENS BANK OF PENNSYLVANIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,713,610,000 | 18,314,574,000 | 19,398,246,000 | 20,038,191,000 |
| Total loans | 7,107,952,000 | 7,192,785,000 | 7,293,670,000 | 8,094,083,000 |
| Allowance for loan losses | 105,277,000 | 104,724,000 | 94,984,000 | 94,201,000 |
| Securities available for sale | 7,456,424,000 | 7,866,074,000 | 7,649,190,000 | 8,621,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,122,544,000 | 14,506,720,000 | 15,110,362,000 | 15,608,579,000 |
| Interest-bearing deposits | 11,846,712,000 | 12,205,858,000 | 12,602,715,000 | 13,263,225,000 |
| Noninterest-bearing deposits | 2,275,832,000 | 2,300,862,000 | 2,507,647,000 | 2,345,354,000 |
| Equity capital | 3,018,138,000 | 3,135,728,000 | 3,189,317,000 | 3,264,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 208,542,000 | 424,021,000 | 637,585,000 | 847,248,000 |
| Interest expense | 70,497,000 | 136,721,000 | 211,549,000 | 285,574,000 |
| Net interest income | 138,045,000 | 287,300,000 | 426,036,000 | 561,674,000 |
| Noninterest income | 44,564,000 | 92,577,000 | 135,701,000 | 179,939,000 |
| Noninterest expense | 187,840,000 | 359,610,000 | 516,511,000 | 657,369,000 |
| Provision for loan losses | 3,750,000 | 7,500,000 | 10,850,000 | 14,300,000 |
| Pretax income | -7,601,000 | 14,558,000 | 37,437,000 | 83,583,000 |
| Income tax | -4,234,000 | 2,573,000 | 9,523,000 | 24,409,000 |
| Net income | -3,367,000 | 11,985,000 | 27,914,000 | 59,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 777,064,000 | 800,678,000 | 831,952,000 | 909,897,000 |
| Total capital | 865,301,000 | 891,309,000 | 926,936,000 | 1,004,098,000 |
| Risk-weighted assets | 7,041,932,000 | 7,236,422,000 | 7,665,300,000 | 8,556,645,000 |