Call report 2008Q4
CREDICARD NATIONAL BANK — 2008Q4
The 22 measures CREDICARD NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 15,897,000 | USD | evidence → |
| Total loans | 11,104,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 12,822,000 | USD | evidence → |
| Interest-bearing deposits | 12,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 223,000 | USD | evidence → |
| Equity capital | 3,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,297,000 | USD | evidence → |
| Interest expense | 594,000 | USD | evidence → |
| Net interest income | 1,703,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 1,683,000 | USD | evidence → |
| Provision for loan losses | 936,000 | USD | evidence → |
| Pretax income | -905,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,027,000 | USD | evidence → |
| Total capital | 3,202,000 | USD | evidence → |
| Risk-weighted assets | 13,563,000 | USD | evidence → |