Call reports 2001
CREDICARD NATIONAL BANK — 2001
What CREDICARD NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 8,123,000 | 7,985,000 | 8,015,000 | 10,867,000 |
| Total loans | 7,406,000 | 7,147,000 | 7,240,000 | 9,097,000 |
| Allowance for loan losses | 109,000 | 109,000 | 100,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,236,000 | 5,332,000 | 5,338,000 | 8,068,000 |
| Interest-bearing deposits | 5,064,000 | 5,229,000 | 4,925,000 | 7,466,000 |
| Noninterest-bearing deposits | 172,000 | 103,000 | 413,000 | 602,000 |
| Equity capital | 2,850,000 | 2,638,000 | 2,653,000 | 2,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 880,000 | 1,281,000 | 1,755,000 |
| Interest expense | 98,000 | 187,000 | 259,000 | 331,000 |
| Net interest income | 349,000 | 693,000 | 1,022,000 | 1,424,000 |
| Noninterest income | 2,000 | 5,000 | 5,000 | 8,000 |
| Noninterest expense | 237,000 | 480,000 | 733,000 | 977,000 |
| Provision for loan losses | 19,000 | 33,000 | 49,000 | 64,000 |
| Pretax income | 95,000 | 185,000 | 245,000 | 391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 185,000 | 245,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,850,000 | 2,638,000 | 2,653,000 | 2,769,000 |
| Total capital | 2,948,000 | 2,734,000 | 2,750,000 | 2,869,000 |
| Risk-weighted assets | 7,830,000 | 7,630,000 | 7,746,000 | 9,881,000 |