Call reports 2002
UNITEDTRUST BANK — 2002
What UNITEDTRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,992,711,000 | 2,055,564,000 | 2,884,010,000 | 2,863,903,000 |
| Total loans | 1,258,554,000 | 1,251,535,000 | 1,651,971,000 | 1,666,574,000 |
| Allowance for loan losses | 16,344,000 | 15,051,000 | 20,765,000 | 20,407,000 |
| Securities available for sale | 537,105,000 | 589,580,000 | 796,658,000 | 838,302,000 |
| Securities held to maturity | 41,340,000 | 41,730,000 | 50,698,000 | 45,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,432,505,000 | 1,471,912,000 | 2,173,353,000 | 2,158,785,000 |
| Interest-bearing deposits | 1,165,324,000 | 1,189,352,000 | 1,820,979,000 | 1,796,824,000 |
| Noninterest-bearing deposits | 267,181,000 | 282,560,000 | 352,374,000 | 361,961,000 |
| Equity capital | 162,078,000 | 161,365,000 | 312,761,000 | 306,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 29,899,000 | 59,567,000 | 93,211,000 | 133,046,000 |
| Interest expense | 10,970,000 | 22,178,000 | 34,657,000 | 48,975,000 |
| Net interest income | 18,929,000 | 37,389,000 | 58,554,000 | 84,071,000 |
| Noninterest income | 5,878,000 | 11,624,000 | 16,799,000 | 22,594,000 |
| Noninterest expense | 14,089,000 | 29,965,000 | 47,032,000 | 68,097,000 |
| Provision for loan losses | 4,625,000 | 8,950,000 | 9,950,000 | 11,150,000 |
| Pretax income | 6,093,000 | 10,100,000 | 18,436,000 | 27,723,000 |
| Income tax | 1,506,000 | 1,816,000 | 3,888,000 | 4,967,000 |
| Net income | 4,587,000 | 8,284,000 | 14,548,000 | 22,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,777,000 | 150,001,000 | 209,169,000 | 204,032,000 |
| Total capital | 176,121,000 | 165,052,000 | 229,934,000 | 224,439,000 |
| Risk-weighted assets | 1,567,217,000 | 1,581,507,000 | 2,073,266,000 | 2,011,821,000 |