Call reports 2001
UNITEDTRUST BANK — 2001
What UNITEDTRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,068,239,000 | 2,021,789,000 | 1,946,552,000 | 1,958,018,000 |
| Total loans | 1,275,575,000 | 1,233,323,000 | 1,180,235,000 | 1,238,075,000 |
| Allowance for loan losses | 11,936,000 | 11,873,000 | 12,325,000 | 12,478,000 |
| Securities available for sale | 583,440,000 | 567,949,000 | 563,985,000 | 498,926,000 |
| Securities held to maturity | 33,455,000 | 35,780,000 | 34,159,000 | 37,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,541,211,000 | 1,371,570,000 | 1,434,822,000 | 1,435,265,000 |
| Interest-bearing deposits | 1,285,469,000 | 1,122,046,000 | 1,183,535,000 | 1,158,440,000 |
| Noninterest-bearing deposits | 255,742,000 | 249,524,000 | 251,287,000 | 276,825,000 |
| Equity capital | 166,831,000 | 166,784,000 | 181,463,000 | 164,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,658,000 | 72,723,000 | 106,431,000 | 137,632,000 |
| Interest expense | 19,674,000 | 36,535,000 | 51,290,000 | 63,086,000 |
| Net interest income | 17,984,000 | 36,188,000 | 55,141,000 | 74,546,000 |
| Noninterest income | 5,604,000 | 11,774,000 | 17,500,000 | 22,375,000 |
| Noninterest expense | 14,504,000 | 29,213,000 | 42,974,000 | 56,894,000 |
| Provision for loan losses | 546,000 | 1,362,000 | 2,083,000 | 2,761,000 |
| Pretax income | 8,713,000 | 17,562,000 | 27,769,000 | 37,451,000 |
| Income tax | 2,379,000 | 4,823,000 | 7,844,000 | 10,618,000 |
| Net income | 6,334,000 | 12,739,000 | 19,925,000 | 26,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,015,000 | 167,218,000 | 171,221,000 | 158,704,000 |
| Total capital | 175,951,000 | 179,091,000 | 183,546,000 | 171,182,000 |
| Risk-weighted assets | 1,512,323,000 | 1,513,460,000 | 1,479,316,000 | 1,529,340,000 |