Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,914,000 | 185,542,000 | 193,270,000 | 207,384,000 |
| Total loans | 99,704,000 | 98,809,000 | 103,870,000 | 104,460,000 |
| Allowance for loan losses | 1,573,000 | 1,543,000 | 1,529,000 | 1,570,000 |
| Securities available for sale | 51,808,000 | 53,312,000 | 55,136,000 | 58,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,164,000 | 105,911,000 | 109,068,000 | 127,348,000 |
| Interest-bearing deposits | 94,656,000 | 81,692,000 | 87,338,000 | 98,824,000 |
| Noninterest-bearing deposits | 32,508,000 | 24,219,000 | 21,730,000 | 28,524,000 |
| Equity capital | 21,926,000 | 22,993,000 | 24,282,000 | 25,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,640,000 | 7,082,000 | 9,817,000 |
| Interest expense | 1,104,000 | 2,161,000 | 3,323,000 | 4,509,000 |
| Net interest income | 1,241,000 | 2,479,000 | 3,759,000 | 5,308,000 |
| Noninterest income | 415,000 | 837,000 | 1,200,000 | 1,736,000 |
| Noninterest expense | 1,028,000 | 2,075,000 | 3,098,000 | 4,248,000 |
| Provision for loan losses | 0 | -30,000 | -41,000 | 0 |
| Pretax income | 628,000 | 1,271,000 | 1,902,000 | 2,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,271,000 | 1,902,000 | 2,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,413,000 | 23,056,000 | 23,877,000 | 24,772,000 |