Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,147,000 | 147,120,000 | 145,362,000 | 146,366,000 |
| Total loans | 93,893,000 | 94,270,000 | 92,635,000 | 92,810,000 |
| Allowance for loan losses | 1,380,000 | 1,382,000 | 1,383,000 | 1,395,000 |
| Securities available for sale | 30,651,000 | 30,835,000 | 31,244,000 | 31,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,868,000 | 93,220,000 | 90,084,000 | 93,847,000 |
| Interest-bearing deposits | 69,583,000 | 73,911,000 | 71,139,000 | 70,774,000 |
| Noninterest-bearing deposits | 16,285,000 | 19,309,000 | 18,945,000 | 23,073,000 |
| Equity capital | 18,977,000 | 20,550,000 | 21,615,000 | 22,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,197,000 | 4,715,000 | 6,219,000 |
| Interest expense | 379,000 | 657,000 | 890,000 | 1,101,000 |
| Net interest income | 1,191,000 | 2,540,000 | 3,825,000 | 5,118,000 |
| Noninterest income | 266,000 | 545,000 | 981,000 | 1,341,000 |
| Noninterest expense | 882,000 | 1,703,000 | 2,555,000 | 3,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 599,000 | 1,428,000 | 2,258,000 | 3,018,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 599,000 | 1,428,000 | 2,258,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,737,000 | 18,565,000 | 19,395,000 | 20,155,000 |