Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,429,000 | 141,170,000 | 146,789,000 | 146,347,000 |
| Total loans | 84,424,000 | 90,548,000 | 93,503,000 | 92,848,000 |
| Allowance for loan losses | 1,289,000 | 1,293,000 | 1,294,000 | 1,379,000 |
| Securities available for sale | 28,994,000 | 28,020,000 | 30,640,000 | 30,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,512,000 | 87,280,000 | 86,569,000 | 89,636,000 |
| Interest-bearing deposits | 73,192,000 | 73,129,000 | 71,651,000 | 71,026,000 |
| Noninterest-bearing deposits | 14,320,000 | 14,151,000 | 14,918,000 | 18,610,000 |
| Equity capital | 17,475,000 | 18,391,000 | 19,136,000 | 19,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,979,000 | 4,566,000 | 6,311,000 |
| Interest expense | 468,000 | 946,000 | 1,450,000 | 1,902,000 |
| Net interest income | 998,000 | 2,033,000 | 3,116,000 | 4,409,000 |
| Noninterest income | 327,000 | 596,000 | 1,022,000 | 1,438,000 |
| Noninterest expense | 849,000 | 1,659,000 | 2,479,000 | 3,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 481,000 | 982,000 | 1,670,000 | 2,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 982,000 | 1,670,000 | 2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,300,000 | 16,801,000 | 17,489,000 | 18,137,000 |
| Total capital | 17,589,000 | 18,094,000 | 18,783,000 | 19,516,000 |
| Risk-weighted assets | 113,563,000 | 114,986,000 | 130,180,000 | 123,898,000 |