Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,624,000 | 119,932,000 | 125,179,000 | 130,560,000 |
| Total loans | 66,388,000 | 70,551,000 | 76,429,000 | 78,140,000 |
| Allowance for loan losses | 968,000 | 967,000 | 969,000 | 1,065,000 |
| Securities available for sale | 26,692,000 | 27,085,000 | 27,820,000 | 30,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,825,000 | 73,789,000 | 72,447,000 | 84,482,000 |
| Interest-bearing deposits | 54,359,000 | 60,535,000 | 59,724,000 | 68,095,000 |
| Noninterest-bearing deposits | 15,466,000 | 13,254,000 | 12,723,000 | 16,387,000 |
| Equity capital | 15,370,000 | 15,816,000 | 16,289,000 | 16,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,390,000 | 3,635,000 | 4,881,000 |
| Interest expense | 148,000 | 303,000 | 474,000 | 647,000 |
| Net interest income | 1,034,000 | 2,087,000 | 3,161,000 | 4,234,000 |
| Noninterest income | 259,000 | 514,000 | 850,000 | 1,212,000 |
| Noninterest expense | 677,000 | 1,355,000 | 2,028,000 | 2,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 648,000 | 1,254,000 | 2,000,000 | 2,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 648,000 | 1,254,000 | 2,000,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,292,000 | 13,548,000 | 14,294,000 | 14,867,000 |
| Total capital | 14,260,000 | 14,515,000 | 15,263,000 | 15,932,000 |
| Risk-weighted assets | 83,640,000 | 89,380,000 | 89,997,000 | 92,824,000 |