Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,122,000 | 56,821,000 | 59,322,000 | 116,950,000 |
| Total loans | 30,016,000 | 34,057,000 | 37,276,000 | 70,414,000 |
| Allowance for loan losses | 490,000 | 491,000 | 488,000 | 964,000 |
| Securities available for sale | 10,600,000 | 11,345,000 | 10,670,000 | 26,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,497,000 | 36,337,000 | 35,333,000 | 72,608,000 |
| Interest-bearing deposits | 29,380,000 | 30,309,000 | 29,555,000 | 55,248,000 |
| Noninterest-bearing deposits | 7,117,000 | 6,028,000 | 5,778,000 | 17,360,000 |
| Equity capital | 9,253,000 | 9,164,000 | 9,638,000 | 15,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,015,000 | 1,604,000 | 4,295,000 |
| Interest expense | 68,000 | 138,000 | 212,000 | 552,000 |
| Net interest income | 426,000 | 877,000 | 1,392,000 | 3,743,000 |
| Noninterest income | 119,000 | 312,000 | 630,000 | 1,046,000 |
| Noninterest expense | 416,000 | 825,000 | 1,247,000 | 2,950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 386,000 | 799,000 | 1,934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 386,000 | 799,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,049,000 | 7,046,000 | 7,459,000 | 13,644,000 |
| Total capital | 7,504,000 | 7,537,000 | 7,947,000 | 14,608,000 |
| Risk-weighted assets | 36,423,000 | 40,592,000 | 44,479,000 | 82,446,000 |