Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,589,000 | 55,803,000 | 55,038,000 | 55,766,000 |
| Total loans | 24,923,000 | 29,119,000 | 29,095,000 | 32,726,000 |
| Allowance for loan losses | 533,000 | 534,000 | 534,000 | 489,000 |
| Securities available for sale | 16,313,000 | 14,394,000 | 12,297,000 | 10,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,229,000 | 34,143,000 | 33,023,000 | 33,912,000 |
| Interest-bearing deposits | 28,081,000 | 27,762,000 | 26,997,000 | 28,076,000 |
| Noninterest-bearing deposits | 7,148,000 | 6,381,000 | 6,026,000 | 5,836,000 |
| Equity capital | 8,138,000 | 8,342,000 | 8,661,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 935,000 | 1,461,000 | 1,995,000 |
| Interest expense | 71,000 | 143,000 | 216,000 | 288,000 |
| Net interest income | 386,000 | 792,000 | 1,245,000 | 1,707,000 |
| Noninterest income | 164,000 | 353,000 | 604,000 | 816,000 |
| Noninterest expense | 419,000 | 823,000 | 1,224,000 | 1,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 141,000 | 349,000 | 665,000 | 944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 349,000 | 665,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,257,000 | 6,315,000 | 6,631,000 | 6,910,000 |
| Total capital | 6,635,000 | 6,745,000 | 7,056,000 | 7,387,000 |
| Risk-weighted assets | 30,082,000 | 34,324,000 | 33,915,000 | 38,136,000 |