Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,040,000 | 49,496,000 | 52,977,000 | 55,339,000 |
| Total loans | 19,381,000 | 21,337,000 | 24,116,000 | 26,737,000 |
| Allowance for loan losses | 522,000 | 524,000 | 524,000 | 531,000 |
| Securities available for sale | 19,734,000 | 18,165,000 | 17,393,000 | 16,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,156,000 | 32,140,000 | 30,205,000 | 31,490,000 |
| Interest-bearing deposits | 27,770,000 | 26,350,000 | 25,657,000 | 26,083,000 |
| Noninterest-bearing deposits | 6,386,000 | 5,790,000 | 4,548,000 | 5,407,000 |
| Equity capital | 8,096,000 | 7,798,000 | 8,127,000 | 7,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 762,000 | 1,191,000 | 1,661,000 |
| Interest expense | 74,000 | 144,000 | 216,000 | 289,000 |
| Net interest income | 311,000 | 618,000 | 975,000 | 1,372,000 |
| Noninterest income | 129,000 | 291,000 | 589,000 | 799,000 |
| Noninterest expense | 385,000 | 755,000 | 1,140,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 212,000 | 473,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 212,000 | 473,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,983,000 | 6,128,000 | 6,389,000 | 6,117,000 |
| Total capital | 6,292,000 | 6,473,000 | 6,755,000 | 6,532,000 |
| Risk-weighted assets | 24,538,000 | 27,443,000 | 29,111,000 | 33,098,000 |