Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,954,000 | 48,206,000 | 48,590,000 | 45,970,000 |
| Total loans | 20,550,000 | 21,519,000 | 22,391,000 | 22,357,000 |
| Allowance for loan losses | 495,000 | 497,000 | 501,000 | 519,000 |
| Securities available for sale | 17,179,000 | 18,093,000 | 17,789,000 | 14,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,949,000 | 31,693,000 | 30,464,000 | 31,848,000 |
| Interest-bearing deposits | 28,730,000 | 27,914,000 | 26,098,000 | 26,706,000 |
| Noninterest-bearing deposits | 4,219,000 | 3,779,000 | 4,366,000 | 5,142,000 |
| Equity capital | 8,768,000 | 8,934,000 | 9,300,000 | 8,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 890,000 | 1,335,000 | 1,760,000 |
| Interest expense | 93,000 | 182,000 | 266,000 | 347,000 |
| Net interest income | 355,000 | 708,000 | 1,069,000 | 1,413,000 |
| Noninterest income | 106,000 | 291,000 | 547,000 | 775,000 |
| Noninterest expense | 387,000 | 787,000 | 1,144,000 | 1,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 295,000 | 553,000 | 760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 295,000 | 553,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,679,000 | 6,851,000 | 7,110,000 | 5,917,000 |
| Total capital | 7,000,000 | 7,186,000 | 7,456,000 | 6,259,000 |
| Risk-weighted assets | 25,474,000 | 26,633,000 | 27,507,000 | 27,190,000 |