Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,526,000 | 47,059,000 | 45,456,000 | 45,705,000 |
| Total loans | 23,557,000 | 23,560,000 | 24,324,000 | 24,084,000 |
| Allowance for loan losses | 496,000 | 498,000 | 506,000 | 522,000 |
| Securities available for sale | 12,952,000 | 13,717,000 | 12,597,000 | 12,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,901,000 | 29,699,000 | 29,713,000 | 30,929,000 |
| Interest-bearing deposits | 26,956,000 | 26,064,000 | 25,228,000 | 25,841,000 |
| Noninterest-bearing deposits | 3,945,000 | 3,635,000 | 4,485,000 | 5,088,000 |
| Equity capital | 8,398,000 | 8,704,000 | 8,717,000 | 8,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 984,000 | 1,480,000 | 1,978,000 |
| Interest expense | 110,000 | 214,000 | 315,000 | 412,000 |
| Net interest income | 372,000 | 770,000 | 1,165,000 | 1,566,000 |
| Noninterest income | -15,000 | 150,000 | 213,000 | 514,000 |
| Noninterest expense | 395,000 | 791,000 | 1,167,000 | 1,616,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | -43,000 | 140,000 | 216,000 | 474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | 140,000 | 216,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,239,000 | 6,422,000 | 6,499,000 | 6,557,000 |
| Total capital | 6,587,000 | 6,776,000 | 6,860,000 | 6,923,000 |
| Risk-weighted assets | 27,695,000 | 28,194,000 | 28,699,000 | 29,163,000 |