Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,724,000 | 47,006,000 | 45,416,000 | 45,083,000 |
| Total loans | 27,154,000 | 28,537,000 | 26,855,000 | 25,539,000 |
| Allowance for loan losses | 658,000 | 772,000 | 778,000 | 598,000 |
| Securities available for sale | 12,348,000 | 10,463,000 | 9,980,000 | 11,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,107,000 | 27,869,000 | 28,558,000 | 28,875,000 |
| Interest-bearing deposits | 26,196,000 | 25,278,000 | 25,458,000 | 24,873,000 |
| Noninterest-bearing deposits | 2,911,000 | 2,591,000 | 3,100,000 | 4,002,000 |
| Equity capital | 8,217,000 | 8,088,000 | 8,315,000 | 8,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,170,000 | 1,737,000 | 2,256,000 |
| Interest expense | 149,000 | 290,000 | 427,000 | 552,000 |
| Net interest income | 448,000 | 880,000 | 1,310,000 | 1,704,000 |
| Noninterest income | 18,000 | 164,000 | 347,000 | 584,000 |
| Noninterest expense | 386,000 | 767,000 | 1,204,000 | 1,592,000 |
| Provision for loan losses | 63,000 | 188,000 | 190,000 | 190,000 |
| Pretax income | -6,000 | -67,000 | 98,000 | 341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -67,000 | 98,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,936,000 | 5,875,000 | 6,040,000 | 6,282,000 |
| Total capital | 6,384,000 | 6,298,000 | 6,431,000 | 6,659,000 |
| Risk-weighted assets | 34,836,000 | 33,508,000 | 30,960,000 | 30,709,000 |