Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,421,000 | 52,105,000 | 49,528,000 | 48,722,000 |
| Total loans | 30,024,000 | 30,068,000 | 29,423,000 | 28,182,000 |
| Allowance for loan losses | 632,000 | 582,000 | 882,000 | 593,000 |
| Securities available for sale | 15,324,000 | 14,201,000 | 12,250,000 | 11,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,413,000 | 29,763,000 | 29,592,000 | 28,977,000 |
| Interest-bearing deposits | 26,706,000 | 26,332,000 | 25,942,000 | 25,304,000 |
| Noninterest-bearing deposits | 3,707,000 | 3,431,000 | 3,650,000 | 3,673,000 |
| Equity capital | 7,950,000 | 8,091,000 | 8,353,000 | 8,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,424,000 | 2,105,000 | 2,748,000 |
| Interest expense | 224,000 | 415,000 | 592,000 | 755,000 |
| Net interest income | 504,000 | 1,009,000 | 1,513,000 | 1,993,000 |
| Noninterest income | 159,000 | 279,000 | 511,000 | 933,000 |
| Noninterest expense | 373,000 | 762,000 | 1,137,000 | 1,576,000 |
| Provision for loan losses | 150,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 170,000 | 172,000 | 302,000 | 441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 172,000 | 302,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,921,000 | 5,923,000 | 6,053,000 | 5,942,000 |
| Total capital | 6,371,000 | 6,374,000 | 6,504,000 | 6,384,000 |
| Risk-weighted assets | 36,195,000 | 36,801,000 | 36,569,000 | 35,033,000 |