Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,084,000 | 24,387,000 | 24,891,000 | 26,467,000 |
| Total loans | 15,657,000 | 17,356,000 | 18,285,000 | 17,836,000 |
| Allowance for loan losses | 332,000 | 347,000 | 360,000 | 251,000 |
| Securities available for sale | 5,261,000 | 5,379,000 | 4,913,000 | 6,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,556,000 | 18,169,000 | 17,987,000 | 18,827,000 |
| Interest-bearing deposits | 17,184,000 | 16,648,000 | 16,425,000 | 16,559,000 |
| Noninterest-bearing deposits | 2,372,000 | 1,521,000 | 1,562,000 | 2,268,000 |
| Equity capital | 2,597,000 | 2,590,000 | 2,588,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 812,000 | 1,226,000 | 1,632,000 |
| Interest expense | 175,000 | 337,000 | 490,000 | 629,000 |
| Net interest income | 226,000 | 475,000 | 736,000 | 1,003,000 |
| Noninterest income | 42,000 | 81,000 | 118,000 | 153,000 |
| Noninterest expense | 158,000 | 318,000 | 479,000 | 659,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 100,000 |
| Pretax income | 95,000 | 208,000 | 320,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 208,000 | 320,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,612,000 | 2,725,000 | 2,837,000 | 2,806,000 |
| Total capital | 2,843,000 | 2,988,000 | 3,099,000 | 3,057,000 |
| Risk-weighted assets | 18,345,000 | 20,839,000 | 20,873,000 | 21,577,000 |