Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,502,000 | 24,718,000 | 25,093,000 | 23,137,000 |
| Total loans | 14,931,000 | 17,477,000 | 18,055,000 | 15,497,000 |
| Allowance for loan losses | 311,000 | 297,000 | 299,000 | 317,000 |
| Securities available for sale | 5,683,000 | 5,490,000 | 4,790,000 | 5,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,780,000 | 17,927,000 | 17,923,000 | 18,321,000 |
| Interest-bearing deposits | 16,547,000 | 16,714,000 | 16,650,000 | 16,361,000 |
| Noninterest-bearing deposits | 1,233,000 | 1,213,000 | 1,273,000 | 1,960,000 |
| Equity capital | 2,798,000 | 2,518,000 | 2,726,000 | 2,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 816,000 | 1,285,000 | 1,707,000 |
| Interest expense | 181,000 | 393,000 | 629,000 | 831,000 |
| Net interest income | 201,000 | 423,000 | 656,000 | 876,000 |
| Noninterest income | 36,000 | 76,000 | 115,000 | 153,000 |
| Noninterest expense | 148,000 | 302,000 | 455,000 | 618,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 89,000 | 197,000 | 311,000 | 391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 197,000 | 311,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,816,000 | 2,623,000 | 2,737,000 | 2,817,000 |
| Total capital | 3,027,000 | 2,869,000 | 3,001,000 | 3,044,000 |
| Risk-weighted assets | 16,850,000 | 19,593,000 | 21,072,000 | 18,070,000 |