Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,857,000 | 23,669,000 | 23,307,000 | 21,889,000 |
| Total loans | 14,759,000 | 16,052,000 | 16,426,000 | 14,463,000 |
| Allowance for loan losses | 293,000 | 302,000 | 311,000 | 311,000 |
| Securities available for sale | 5,377,000 | 5,490,000 | 5,052,000 | 5,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,398,000 | 15,861,000 | 16,398,000 | 17,345,000 |
| Interest-bearing deposits | 14,398,000 | 14,651,000 | 15,258,000 | 15,964,000 |
| Noninterest-bearing deposits | 1,000,000 | 1,210,000 | 1,140,000 | 1,381,000 |
| Equity capital | 2,412,000 | 2,312,000 | 2,484,000 | 2,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 731,000 | 1,135,000 | 1,591,000 |
| Interest expense | 144,000 | 315,000 | 509,000 | 701,000 |
| Net interest income | 200,000 | 416,000 | 626,000 | 890,000 |
| Noninterest income | 26,000 | 59,000 | 90,000 | 150,000 |
| Noninterest expense | 151,000 | 300,000 | 453,000 | 605,000 |
| Provision for loan losses | 24,000 | 33,000 | 42,000 | 42,000 |
| Pretax income | 51,000 | 142,000 | 221,000 | 393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 142,000 | 221,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,494,000 | 2,475,000 | 2,554,000 | 2,726,000 |
| Total capital | 2,700,000 | 2,704,000 | 2,783,000 | 2,933,000 |
| Risk-weighted assets | 16,528,000 | 18,230,000 | 18,241,000 | 16,475,000 |