Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,422,000 | 20,512,000 | 21,618,000 | 20,546,000 |
| Total loans | 12,070,000 | 13,554,000 | 14,647,000 | 13,246,000 |
| Allowance for loan losses | 160,000 | 191,000 | 123,000 | 156,000 |
| Securities available for sale | 5,230,000 | 5,104,000 | 4,798,000 | 4,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,334,000 | 14,574,000 | 14,666,000 | 15,347,000 |
| Interest-bearing deposits | 13,103,000 | 13,304,000 | 13,517,000 | 13,884,000 |
| Noninterest-bearing deposits | 1,231,000 | 1,270,000 | 1,149,000 | 1,463,000 |
| Equity capital | 2,222,000 | 2,022,000 | 2,275,000 | 2,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 586,000 | 907,000 | 1,226,000 |
| Interest expense | 81,000 | 162,000 | 251,000 | 344,000 |
| Net interest income | 206,000 | 424,000 | 656,000 | 882,000 |
| Noninterest income | 20,000 | 38,000 | 55,000 | 70,000 |
| Noninterest expense | 136,000 | 278,000 | 436,000 | 585,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 57,000 | 118,000 | 176,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 118,000 | 176,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,176,000 | 2,177,000 | 2,235,000 | 2,294,000 |
| Total capital | 2,336,000 | 2,368,000 | 2,358,000 | 2,450,000 |
| Risk-weighted assets | 14,117,000 | 15,704,000 | 16,739,000 | 15,428,000 |