Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,679,000 | 18,858,000 | 18,809,000 | 20,095,000 |
| Total loans | 11,741,000 | 12,925,000 | 13,421,000 | 12,665,000 |
| Allowance for loan losses | 201,000 | 210,000 | 219,000 | 127,000 |
| Securities available for sale | 4,852,000 | 4,248,000 | 3,474,000 | 5,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,049,000 | 13,622,000 | 13,604,000 | 13,920,000 |
| Interest-bearing deposits | 13,023,000 | 12,409,000 | 12,565,000 | 12,455,000 |
| Noninterest-bearing deposits | 1,026,000 | 1,213,000 | 1,039,000 | 1,465,000 |
| Equity capital | 2,041,000 | 2,072,000 | 2,084,000 | 2,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 602,000 | 868,000 | 1,173,000 |
| Interest expense | 98,000 | 194,000 | 283,000 | 366,000 |
| Net interest income | 202,000 | 408,000 | 585,000 | 807,000 |
| Noninterest income | 20,000 | 39,000 | 59,000 | 77,000 |
| Noninterest expense | 146,000 | 275,000 | 415,000 | 548,000 |
| Provision for loan losses | 13,000 | 22,000 | 31,000 | 48,000 |
| Pretax income | 63,000 | 150,000 | 198,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 150,000 | 198,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,090,000 | 1,981,000 | 2,029,000 | 2,119,000 |
| Total capital | 2,258,000 | 2,162,000 | 2,219,000 | 2,246,000 |
| Risk-weighted assets | 13,261,000 | 14,453,000 | 15,150,000 | 14,854,000 |