Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,840,000 | 16,581,000 | 17,664,000 | 18,497,000 |
| Total loans | 10,772,000 | 11,957,000 | 12,830,000 | 12,361,000 |
| Allowance for loan losses | 165,000 | 170,000 | 179,000 | 188,000 |
| Securities available for sale | 3,107,000 | 2,848,000 | 2,929,000 | 3,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,262,000 | 12,258,000 | 13,518,000 | 13,864,000 |
| Interest-bearing deposits | 11,380,000 | 11,358,000 | 12,459,000 | 12,562,000 |
| Noninterest-bearing deposits | 882,000 | 900,000 | 1,059,000 | 1,302,000 |
| Equity capital | 1,962,000 | 1,931,000 | 2,002,000 | 2,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 535,000 | 846,000 | 1,168,000 |
| Interest expense | 93,000 | 206,000 | 315,000 | 420,000 |
| Net interest income | 155,000 | 329,000 | 531,000 | 748,000 |
| Noninterest income | 8,000 | 20,000 | 48,000 | 69,000 |
| Noninterest expense | 129,000 | 252,000 | 396,000 | 534,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 26,000 | 80,000 | 157,000 | 248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 80,000 | 157,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,950,000 | 1,908,000 | 1,985,000 | 2,027,000 |
| Total capital | 2,099,000 | 2,078,000 | 2,160,000 | 2,201,000 |
| Risk-weighted assets | 11,898,000 | 12,898,000 | 14,022,000 | 13,893,000 |