Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,487,000 | 12,293,000 | 12,426,000 | 13,086,000 |
| Total loans | 7,074,000 | 7,675,000 | 8,289,000 | 8,756,000 |
| Allowance for loan losses | 136,000 | 142,000 | 151,000 | 156,000 |
| Securities available for sale | 2,933,000 | 2,377,000 | 1,786,000 | 2,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,795,000 | 9,543,000 | 9,401,000 | 10,043,000 |
| Interest-bearing deposits | 8,977,000 | 8,735,000 | 8,575,000 | 8,908,000 |
| Noninterest-bearing deposits | 818,000 | 808,000 | 826,000 | 1,135,000 |
| Equity capital | 2,020,000 | 1,869,000 | 1,925,000 | 1,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 492,000 | 745,000 | 986,000 |
| Interest expense | 112,000 | 218,000 | 321,000 | 417,000 |
| Net interest income | 131,000 | 274,000 | 424,000 | 569,000 |
| Noninterest income | 10,000 | 22,000 | 33,000 | 45,000 |
| Noninterest expense | 85,000 | 180,000 | 276,000 | 405,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 24,000 |
| Pretax income | 56,000 | 110,000 | 166,000 | 191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 110,000 | 166,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,997,000 | 1,843,000 | 1,900,000 | 1,924,000 |
| Total capital | 2,105,000 | 1,951,000 | 2,014,000 | 2,046,000 |
| Risk-weighted assets | 8,576,000 | 8,624,000 | 9,116,000 | 9,756,000 |