Call reports 2019
FARMERS STATE BANK OF MUNITH — 2019
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,359,000 | 78,019,000 | 78,465,000 | 77,525,000 |
| Total loans | 48,243,000 | 50,479,000 | 50,036,000 | 50,352,000 |
| Allowance for loan losses | 418,000 | 457,000 | 464,000 | 467,000 |
| Securities available for sale | 18,897,000 | 16,061,000 | 14,578,000 | 13,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,969,000 | 69,441,000 | 69,572,000 | 68,883,000 |
| Interest-bearing deposits | 54,558,000 | 51,306,000 | 50,880,000 | 50,159,000 |
| Noninterest-bearing deposits | 20,411,000 | 18,135,000 | 18,692,000 | 18,724,000 |
| Equity capital | 7,917,000 | 8,216,000 | 8,447,000 | 8,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,723,000 | 2,588,000 | 3,441,000 |
| Interest expense | 37,000 | 77,000 | 120,000 | 162,000 |
| Net interest income | 807,000 | 1,646,000 | 2,468,000 | 3,279,000 |
| Noninterest income | 119,000 | 291,000 | 526,000 | 746,000 |
| Noninterest expense | 726,000 | 1,514,000 | 2,288,000 | 3,170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 424,000 | 707,000 | 856,000 |
| Income tax | 42,000 | 89,000 | 149,000 | 180,000 |
| Net income | 158,000 | 335,000 | 558,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,959,000 | 8,137,000 | 8,360,000 | 8,177,000 |
| Total capital | 8,377,000 | 8,594,000 | 8,824,000 | 8,644,000 |
| Risk-weighted assets | 43,915,000 | 45,633,000 | 41,878,000 | 44,530,000 |