Call reports 2016
FARMERS STATE BANK OF MUNITH — 2016
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,903,000 | 68,647,000 | 68,324,000 | 71,272,000 |
| Total loans | 41,617,000 | 43,979,000 | 43,781,000 | 47,876,000 |
| Allowance for loan losses | 592,000 | 604,000 | 616,000 | 341,000 |
| Securities available for sale | 14,318,000 | 16,156,000 | 15,893,000 | 15,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,755,000 | 61,212,000 | 60,807,000 | 63,794,000 |
| Interest-bearing deposits | 51,275,000 | 48,989,000 | 48,183,000 | 48,858,000 |
| Noninterest-bearing deposits | 11,480,000 | 12,223,000 | 12,624,000 | 14,936,000 |
| Equity capital | 6,732,000 | 6,901,000 | 6,961,000 | 6,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,342,000 | 2,043,000 | 2,755,000 |
| Interest expense | 27,000 | 55,000 | 84,000 | 112,000 |
| Net interest income | 637,000 | 1,287,000 | 1,959,000 | 2,643,000 |
| Noninterest income | 182,000 | 413,000 | 606,000 | 823,000 |
| Noninterest expense | 696,000 | 1,404,000 | 2,124,000 | 2,857,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 123,000 | 296,000 | 457,000 | 813,000 |
| Income tax | 45,000 | 103,000 | 158,000 | 280,000 |
| Net income | 78,000 | 193,000 | 299,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,570,000 | 6,657,000 | 6,846,000 | 6,930,000 |
| Total capital | 7,015,000 | 7,135,000 | 7,332,000 | 7,271,000 |
| Risk-weighted assets | 35,415,000 | 38,114,000 | 38,813,000 | 40,092,000 |